5% Down Jumbo – No PMI

Low Rate Loans up to $2 Million


Jumbo Rate Quote

*No obligation or credit check required

Jumbo Elite Program Highlights

  • Purchase and refinance loans up to $2 million with a 740 FICO, 95% LTV, No PMI
  • Purchase and refinance to $3 million with a 700 FICO, 90% LTV, No PMI
  • Low fixed and adjustable rate options
  • DTI Ratios up to 45%
  • Past Foreclosure, Short Sale, and Bankruptcy OK
  • Cash-out refinancing to $500,000 ($750,000 for debt consolidation).
  • 100% gift funds permitted from family members (10% Down)
  • 1-4 unit properties, 1-unit Co-op units, PUDs, warrantable and non-warrantable condos allowed.
  • Asset depletion qualifying allowed.
  • Unlimited financed properties allowed
  • Use our Jumbo Rate Quote Tool here (no credit check).

Fast Pre-Approval

Complete our Client Questionnaire and get pre-approved in under 2 hours.



Why should you should choose Victor Emmel?

Victor has been in the mortgage loan business since 1993 serving customers nationwide with a mission to help homeowners obtain the best mortgage terms available in the market.

  •  5-Star Google Reviews
  • Certified Mortgage Planning Specialist
  • 25+ years of mortgage lending experience
  • FHA, Fannie Mae, Freddie Mac, USDA and VA approved lender
  • Up front underwriting
  • Low rates and fees delivered as promised
Get expert advice on a Jumbo home loan

FREE Jumbo Qualifier
Click to Get Started