5% Down Jumbo – No PMI
Low Rate Loans up to $2 Million
Jumbo Rate Quote
*No obligation or credit check required
Jumbo Elite Program Highlights
- Purchase and refinance loans up to $2 million with a 740 FICO, 95% LTV, No PMI
- Purchase and refinance to $3 million with a 700 FICO, 90% LTV, No PMI
- Low fixed and adjustable rate options
- DTI Ratios up to 45%
- Past Foreclosure, Short Sale, and Bankruptcy OK
- Cash-out refinancing to $500,000 ($750,000 for debt consolidation).
- 100% gift funds permitted from family members (10% Down)
- 1-4 unit properties, 1-unit Co-op units, PUDs, warrantable and non-warrantable condos allowed.
- Asset depletion qualifying allowed.
- Unlimited financed properties allowed
- Use our Jumbo Rate Quote Tool here (no credit check).
Why should you should choose Victor Emmel?
Victor has been in the mortgage loan business since 1993 serving customers nationwide with a mission to help homeowners obtain the best mortgage terms available in the market.
- 5-Star Google Reviews
- Certified Mortgage Planning Specialist
- 25+ years of mortgage lending experience
- FHA, Fannie Mae, Freddie Mac, USDA and VA approved lender
- Up front underwriting
- Low rates and fees delivered as promised